What it measures
The gap the market shows between comparable vehicles with a clean history and comparable vehicles with a disclosed accident. We store that observed figure when the sample is large enough.
Get what you're owed
Diminished value claim? See what your car lost.
A few quick questions. Then your name and number, and the repair invoice.
Start your diminished-value check
A few quick questions tell us whether we can help. If we can't, we'll say so.
- Who was at fault, and whether the repairs are finished.
- Roughly what the car was worth and what the repairs cost.
- Then your name and number, and the repair invoice.
What you get
The result by email, then a short call. The figure, when we have one, is an objective value, not a recovery target.
What it is not
Not a recovery target, not a demand, and not advice to accept or refuse an offer. We do not say a policy pays the stored figure.
A formula and a market comparison are not the same number
Some diminished-value schedules, including the published 17c bands, apply fixed percentages to a base value. That schedule is a method. It is not a statute.
Reclaim stores the gap the listings show when the sample is large enough, instead of applying that percentage schedule. If the sample is not large enough, the check says so. We do not invent a percentage.
Want a rough number first? The diminished value calculator gives a quick estimate from a few answers. The free check is the market-based measurement.
Independent of the insurer
The report is prepared for the vehicle owner. You send it under your own name. Reclaim does not work for the insurance company.
Every state
We work with owners wherever they live. The valuation uses listings near where the car is kept.
Independent market data
Comparables come from market listings on file. The stored figure is the observed gap, not a formula percentage.
How the price works
The diminished-value check is free.
Results
We don't publish case results yet. When closed claims have an outcome, we will post them here with the owner's permission. We won't show made-up numbers in the meantime.
Learn more about diminished value
- Diminished value calculatorA quick estimate from a few answers about the car and the damage.
- Diminished value claims by stateHow diminished value works where you live.
- How to file a diminished value claimThe steps, the documents, and what to send.
- Diminished value appraisalsWhat an appraisal is, what it costs, and when owners get one.
- Loss of useGetting paid for the days you were without your car.
- Texas diminished value claimsHow a diminished value claim works in Texas.
- Florida diminished value claimsHow a diminished value claim works in Florida.
- California diminished value claimsHow a diminished value claim works in California.
- Colorado diminished value claimsHow a diminished value claim works in Colorado.
- Utah diminished value claimsHow a diminished value claim works in Utah.
Questions
Who can use this?
The public check is for a vehicle that was repaired and kept, when the claim is being handled as the other driver's or as shared fault. Who was at fault is how the claim is being handled, not a legal finding. We do not offer this check when you were the at-fault driver, or on a single-vehicle file.
What do I need?
A few quick questions: who was at fault, whether the repairs are finished, and roughly what the car and the repairs cost. Then your name and number, and the final repair invoice or estimate.
What does the figure mean?
It is an objective stored value from the market when the listing sample is large enough. If it is not, we say so. We do not invent a percentage. The figure is not a recovery target, a demand, or a statement that a policy pays that amount.
How long does it take?
We'll call you. The rest of the file happens on that call.
What happens after the check?
You get the result by email, then a short call to walk through the findings. The figure is not a recovery target.
Is this legal advice?
No. The check is not legal advice and not a licensed appraisal. On a repaired vehicle it gives an objective diminished-value figure.
What is a diminished value claim?
A car with an accident on its history often sells for less than the same car without one, even after good repairs. A diminished value claim asks for that lost value, usually from the at-fault driver's insurer. Rules differ by state.
Is the calculator the same as the check?
No. The calculator is a quick estimate from a few answers. The free check measures the gap from market listings for cars like yours, when the sample is large enough.
Is this the same as the total-loss full review?
No. A totaled claim uses the valuation report and, if you want it, a flat-fee full review. A repaired car uses this check. The check is free.